Financial Planning for 3M Employees
Helping 3M Employees Navigate Retirement, Benefits, and Wealth Planning
Working at 3M comes with valuable benefits and compensation opportunities, but understanding how those benefits fit into your overall financial plan can be complex.
At Pursuit Wealth Management, we work with 3M employees and retirees to help them make informed decisions about retirement planning, workplace benefits, investment strategies, and long-term financial goals. Our goal is to help you maximize the value of your compensation and benefits while creating a comprehensive plan tailored to your unique situation.
Whether you’re early in your career, approaching retirement, or already retired from 3M, we’re here to help you navigate the financial decisions that matter most.
A Comprehensive Approach to 3M Financial Planning
Your 3M benefits are only one piece of your financial picture. We take a holistic approach that integrates your workplace benefits, investments, retirement goals, tax planning strategies, insurance needs, and estate planning considerations into one coordinated plan.
By understanding how each component works together, we help create a strategy designed to support both your current needs and long-term objectives.
Areas We Help You Navigate
Retirement & 401(k) Planning
Develop strategies for retirement savings, distribution planning, and long-term income needs while maximizing the value of your workplace retirement benefits.
Restricted Stock Units (RSUs) & Stock Compensation
Understand the impact of stock-based compensation, tax implications, vesting schedules, and how these benefits fit within your overall investment strategy.
Net Unrealized Appreciation (NUA)
Evaluate whether NUA strategies may be appropriate when managing company stock held within retirement accounts and explore potential tax considerations.
Pension Planning
Understand your pension options and evaluate how pension benefits fit into your broader retirement income strategy.
Employee Stock Purchase Plan (ESPP)
Make informed decisions about participating in your company’s stock purchase program and how it aligns with your overall financial goals.
Benefits & Insurance Planning
Review and coordinate important workplace benefits so they work with—not against—the rest of your plan.
Benefits we help coordinate
- Health Insurance
- Life Insurance
- Disability Insurance
- Health Savings Accounts (HSA)
- Flexible Spending Accounts (FSA)
- Retiree Medical Savings Accounts
- Group Legal Benefits
- Other employer-sponsored programs
Planning for the Next Chapter
As retirement approaches, the decisions you make regarding benefits, investments, taxes, and income strategies become increasingly important. Having a coordinated plan can help provide clarity and confidence during this transition.
Whether you’re evaluating retirement options, preparing for a pension election, managing stock compensation, or simply looking for guidance on your overall financial plan, we’re here to help.
Ready to Discuss Your 3M Benefits and Retirement Strategy?
Schedule an introductory meeting to learn how Pursuit Wealth Management can help you make the most of your 3M benefits and build a plan for the future.